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If you’re folate deficient, talk to your doctor about healthy ways to boost your levels.

These agents take over your affairs in specific areas, if you become physically or mentally incapacitated.

At such an emotional time, more paperwork is probably the last thing you want on your to-do list. However, taking a few key steps is critical to your financial future.

Some people think that, because their assets are jointly owned with a spouse or are in a trust, they do not need a Power of Attorney, or that if they become incapacitated, their spouse automatically has the authority to make medical decisions on their behalf.

As we age, our health risks increase. After all, none of us is going to live forever.

An unmarried couple needs to create an appropriate estate plan. If they truly want inheritance rights, they need to execute testamentary documents, such as wills.

To make sure you have your own decision-makers prepared to speak for your medical decisions if you can’t, because you didn’t get your vaccine for Covid-19, or some other tragedy, please see an estate planning attorney and get your living will and advanced directive in place.

Your legacy is what you leave behind: What people will remember about you and receive from your life? Legacy planning is about fostering your relationships and passing on what is most important to you for your loved ones.

The COVID-19 crisis isn’t just costing Americans their freedom and jobs; it’s also forcing millions to contemplate their own mortality.

In these uncertain times, it’s more important than ever to have your legal, financial and medical ducks in a row. Sadly, when serious illness strikes it is usually quite rapid and often unexpected. In these times, however, we do have forewarning that we are all at risk of contracting COVID-19, the coronavirus.